5 Ninja College Money Saving Tips

Master The Art Of Saving Money In College With These 5 Tips

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A lot of students don’t think about how they can save money. I spent a lot of money that I didn’t need during school. But when I went to college, I used the following ways to stop this problem and save money, which worked very well for me. I have written this article to show you how to save money quickly.

1. Decide how much Money you have to Spend each Month

During my first year at college, I set a budget. The essential part of developing my spending plan is how much income I make each month. 

A part-time job or money taken from my parents isn’t going to be enough to pay for college. I made it in about 20 to 30 minutes, and it was ready in less than that. As soon as possible, we should do thi may make more or less income each month, but the most important thing is to have a general plan to follow.

I’ve thought about how much money I want to spend on food, entertainment, textbooks, and transportation for the semester. Then I know how much money I can save by taking things off.

If you are a freshman and live in the dorms, you will need to buy a meal plan for the dining hall. If you do this, your budget will be a little easier to keep on track with. Even though this isn’t the most important thing, I need to remember. Because soon after you start college, your friends start coming over. 

You will one day be on your own and be in charge of your money. Keep a good habit when you have little income during this time of year.

For my first semester back at school, I kept a record on my phone or paper of how much I spent on each of my budget line items to ensure that I could tell if I was doing well at my own expense or not.

2. Don’t buy any New Books

I try not to buy books from college bookstores as a general rule. I always rent old books, borrow from a friend, or find a free PDF version of the book I want. 

Save $ 100 every semester or quarter by renting or buying each textbook you need instead of buying them all at once. When I go to college, I pay a lot for readers, so I use the library the most. Making notes at school: I take pictures of the book’s chapters when I need to and write down my letters in the library.

However, if you don’t like libraries, don’t worry. I have some other options for you to choose from. Make a friend in class and split the cost of a book with them. To save money on textbook printing costs, you can choose to buy e-books instead of printing them.

3. Do a Part-Time Job

Part-time jobs are a great way to make more money. People I know use this method, but I haven’t. There are many ways to earn income with a part-time job. You can do fun things like eating with friends or going on vacation on the weekends. 

When you work at your school, it is the easiest. On-campus jobs are great for students because their jobs are usually more flexible to work around your school time. Many on-campus jobs can be found at the school’s gym and other places like the bookstore, the restaurant, the dining hall, or the professors’ office.

Another thing you might want to think about is evolving a Resident Advisor for the doors of your school after your first year. I think it’s a good idea for students who want to save money on room and board. Most schools give you free housing and money to be a RA, saving you $ 10,000 for the year.

Transport Business Money Saving Tips

4. Don’t use a Credit Card while in College

Please keep away from credit cards offered by banks near my school. Even though it is essential to use credit if I want to buy a car or apartment before finishing college, it isn’t necessary.

If I think I’ll make an income each month, I should use a credit card. But it’s important to know that no matter where I spend my credit card, there is no free money. My money will run out at the end of this month.

When I use a credit card, I get a bill at the end of the month. When I use a debit card, I link it to my bank account, and the money comes out right away.

If you use your credit card to buy a meal once a month and always pay it off, that’s great. You will build credit and won’t have to pay fees or interest. But many students go over the top because they don’t have to pay back the money right away.

5. Don’t Spend Money on your Looks

During college, many students start to spend a lot of money on their looks, and if they are in a relationship, this expense goes up even more. 

Students begin to spend money on clothes, shoes, creams, perfume, and other things that aren’t worth it. I spent 10% of my time on my looks in high school. Since I went to college, I have spent only 2% of my money on my eyes.

Many people know that you can save a lot of money very quickly. To save so much money, I cut back on the following parts:

  • Unnecessary people
  • Facials
  • Haircuts that cost a lot

You are shopping for things you don’t need, like shoes, eyeglasses, bags, clothes, perfumes, and more.

The way a college student looks isn’t as important to me as to other people. If we want to be good at school, we should ignore how we look. Our looks will be necessary to us for the rest of our lives. After college, we will be able to work on them.


Students should start sound spending finances early because no one else will teach them about money. You can start with these money tips.

Because retirement seems so far away to young people, they don’t start saving for it as soon as possible, which is a mistake. Think about how much money you’ll have in your retirement account when you’re 20. If the market does well, that money will be worth about $15,000.

But if you start early, your compound interest will grow even faster. Investing in the stock market is another good way for students to build up their money and funds when they’re old.

Use the 80/20 rule, which means you should spend 80% of your finances on the bill and 10% on long-term savings, and 10% on your own money.

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